Mutual Funds in Canada

By Bob Jones

Mutual funds are one of the methods whereby people can earn some money by saving without much risk. With mutual funds the company has a number of stocks, shares and bonds that can increase the client's investment. While many countries have their own version of mutual funds you will find that Canadian mutual funds have a parent firm that regulates their operations.

In general, Canadian mutual funds are available only to residents of Canada. If you desire to put your money in one of these Canadian mutual funds then you should investigate the company very carefully. The companies that you investigate should have all of their terms and conditions notated in a simple and readable manner.

You can read through the various financial newspapers and the Internet to see how the different Canadian mutual funds are performing. This overview will help you make a comparison between the various mutual companies that you are interested in.

To gain a clearer picture of what types of stocks and bonds there are in each of these companies, you should look at the listings that are given. Compare these details with those of other mutual funds.

In general, Canadian mutual funds will have the same sort of funds as the mutual funds in the US have. These funds include index mutual funds, low cost funds, front load funds, no-load funds and others. Before you decide to invest in a Canadian mutual funds group, you may want some legal advice.

This legal advice will need to handle the questions of tax that you might need to pay on both sides of the border. This is essential as the tax office in the US require shareholders in investment funds to pay some kind of tax on capital gains distributions. You will need to know how the Canadian government looks at the tax rates for Canadian mutual funds.

There is one aspect that requires deeper inspection when you go through the various Canadian mutual funds. Canadian mutual funds can have a number of different brands of stock held under the umbrella of one fund. For instance you will find that RBC (Royal Bank of Canada) Asset Management Inc. has one type of stock brand called the RBC Funds. Whereas 'The Mackenzie Financial Corporation', on the other hand, has 9 different brands.

All of this makes the idea of investing in Canadian mutual funds quite interesting. If you are at all interested, you will need to find out how you can invest in one of these funds. Your financial advisor should be able to offer you some assistance in this endeavour. - 23210

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If you are interested in Canadian Mutual Funds or saving at all, please visit our website called Saving in Mutual Funds

Best Performing Mutual Funds - Tips To Finding And Investing In The Top Mutual Funds

By Warren Parker

Mutual funds should seriously be considered as part of your portfolio of assets since they are an excellent investment. The benefits of finding the best performing mutual funds will allow you to diversify your investments while significantly reducing your risk.

While the current trend in mutual fund advice is to simply look at the past performance of a particular fund, this method simply does not work as what was successful in the past may not work as well in the future. Looking at overall trade volume is also a poor indicator of the performance of a mutual fund.

Based on this criteria then, how can you expect to find the best performing mutual funds?

While there is no exact answer as to what the best mutual funds will be, it ultimately depends on where you choose to invest your money in. Whether it is a fund that specializes in stocks or bonds, and also how much risk youre willing to take.

With that said, there are several companies that analyze in detail thousands of available mutual funds and assign them rankings based on very specific criteria. one example is the Morningstar company that uses indicators such as past performance and trading value to assign simple star ratings.

How effective is this ratings system for the best performing mutual funds?

These factors combined helped to draw up a better picture of how well a mutual fund has performed in the past and how likely it is to perform in the future|The indicators that such ratings use helped presents a better picture of how likely a particular mutual fund will perform in the future|These specific criteria that companies such as Morningstar use to rate particular mutual funds is extremely effective at determining how well they will perform in the future. In addition, there are also business periodicals such as and the Wall Street Journal that offer invaluable insight into popular mutual funds.

The bottom line to finding the best performing mutual funds is to thoroughly do your research behind a fund that you are interested in. Before deciding to invest in a particular mutual fund, be sure to do thorough research behind the board of advisory to ensure that they have adequate experience in their field. - 23210

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Get free tips on finding the best performing mutual funds and why you need them in your investment portfolio. Learn more about mutual funds information including advantages, definition and the different types available.

How to Trade Exotic Currency Options?

By Ahmad Hassam

Forex Options are used both by companies as risk management and hedging tools against their foreign exchange exposure and by speculators to make profits. But what are Options? In simple and easy terms, it is a contract traded on the floor of an exchange that gives the buyer the right but no obligation to buy an underlying asset under specific conditions like price and timing on payment of a premium.

The buyer may or may not exercise the right. However, if the buyer of an options contract exercises his/her right, the seller is obligated to perform.

In every foreign exchange transaction, one currency is purchased and another is sold. Consequently, every currency option is both a call and a put. A call conveys the right to buy the underlying currency. A put gives the buyer the right to sell.

Why options are important as a risk management tool. Suppose a Japanese company is going to make the payment for its import of raw materials in 3 months time in USD.

The Japanese company can stay unhedged. It can purchase US Dollar at prevailing spot rate in three months time. On the other hand, it can hedge. Buy USD forwards or it can use an options strategy.

One of the strategies available to the Japanese company is to buy JPY put and USD call option. Buying the JPY put option will put a ceiling on the cost of imports in case JPY goes down. The company limits the cost to a maximum at the same time not limiting the minimum. You can trade these exotic options to make profits under different market conditions.

Digital options are simple and inexpensive. If you believe the EUR/USD rate is going to be above 1.0900 after two months, buy a digital option if you are not sure when this will happen. If after two months, the EUR.USD rate is indeed above 1.0900, you can earn your predetermined payoff. If not, your digital option will expire with a loss of a small premium.

One Touch Options are perfect vehicles for those forex traders who believe that there will be a retracement. The price action of a given currency pair will test a support/resistance level with a false breakout. The one touch options will pay a profit if the market touches the predetermined barrier level. If not, you lose a small premium.

A No Touch Option is a way that you can use to profit from a trending market; it pays a profit if the market never touches the barrier level that you choose. All you need to do is to determine the desired payoff or profit that you want, the currency pair that you are interested to trade, the barrier price and the expiration date.

A Double No Touch Option is perfect for you if you have the successful record of identifying and profiting from breakouts. But you have always lost money when the market is ranging. On the other side, you can use a Double One Touch Option if you know how to pick the tops and bottoms in a ranging market. However, you have always lost in a breakout market. - 23210

About the Author:

Mr. Ahmad Hassam is a Harvard University Graduate. He is interested in day trading and swing trading stocks and currencies. Learn Forex Nitty Gritty. Discover A Revolutionary New Forex Robot. Develop your own Forex Trading System.

What Are The Benefits of Purchasing The Huge Kilo Pamp Suisse Gold Bullion Bar?

By Christina Goldman

The Kilo Pamp Suisse Gold Bullion Bar weighs in at exactly 1000 grams, or about 2.2 pounds. What are the benefits to buying a gold bullion bar of this size? Here are two main advantages to consider when looking at this size over the othe weights:

Low Premium Heavier and larger sized renditions of the gold bullion are indeed recognized and traded across global markets thus making them liquid and divisible. This is a wiser way to concentrate one's wealth but bear in mind that you shouldn't concentrate all of your investments in gold bullion bars, or precious metals in general.

High Liquidity Investing in gold bars can result in a higher return of investment but you might have to wait awhile to see the appreciation. It isn't correlated with paper shares of stock that have the bias to rise in value quite rapidly if you made the right trade. The upside about this however is definitely all about the expectation of getting your hands on the brick of gold.

To balance off, there are downsides over buying large sized gold bars and one of the reasons is the acquisition time. You simply have to hang around for a couple of weeks to get hold of the smaller ones whilst the wait for the larger ones usually is around two months at the maximum time.

Why is it harder to ship the large Kilo Pamp Suisse Gold Bullion Bar? Storage turns out to be the issue. The prices are based on spot gold price so follow the golden rule to get the best out of your purchase and that is: the more bars to be acquired the lesser amount you have to essentially pay. Try to imagine you would be coughing up large sums of cash if you were to move around ten pieces of these gold bars.

Given the pros and cons, I believe it is still advantageous to buy the enormous Kilo Pamp Suisse Gold Bullion Bar. - 23210

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You can find great prices and selection on the gorgeous Kilo Gold Bullion Bar Pamp Suisse at: http://GoldBullionBars.info

The Global Macro Trader and Economics

By George Kovner

Global macro traders trade everything on earth. They are typically very active in stocks, commodities, bonds, and currencies. Not only do they follow these markets but they follow them at least across the G-7 nations which multiplies the number of different markets and economies on their radar. Why do they do this? Primarily so that they can find the greatest amount of major dislocation possible. One great risk reward opportunity can make your year. Two or three can make you a fortune.

Now that you understand that the macro trader covers everything everywhere it should make sense as to why they must understand economics. The macro trader must have a solid grasp of global macroeconomics as well as country specific economics.

One good example of a country that is a huge part of global trade but has an economy very much different from the United States is that of Japan. In the early nineties Japan entered a long period of stagflation meaning that they didn't really grow at all for the next twenty years. Their inflation has run at under one percent the entire time and occasionally they have a deflationary quarter. And this after billions of stimulus over the years and the lowest interest rates on the globe.

If you had put money to work in Japan without understanding the macroeconomic situation you would have lost or best case broken even after years and years of work. Stocks do not always go up and the long term in Japans case has been 30 years so far. Yes, macroeconomics are important.

Another great macro trade using macro economics was buying commodities in 2002. At that point we had not only had the dot com bust but also several years of under development in our natural resources worldwide.

If you were tuned into the macro economy you would have noticed the BRIC nations picking up considerably and gone long. You would have bought Brazil, oil, base metals, etc. as the emerging markets expanded at a very fast pace for a while.

Many investors, especially of the value ilk stick their noses in the air when you tell them that the global economy matters. In 2008 they learned that the ways of the macro trader are very powerful and are worth following as most value funds lost at least forty percent and most lost sixty or more.

Global macroeconomics and macro trading obviously go hand in hand. But it is also worth it for any type of investor to follow the economy so that they are better aware of the different risks out there that can destroy their investments. Don't trade in a vacuum, instead climb up on the mountain and look over the entire investment landscape. - 23210

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If you need actionable trading ideas then check out The Macro Trader It is a weekly strategies advisory publication with frequent intra-week updates for time-critical analysis and actionable trading ideas.