Friday, December 11, 2009

Online Bankruptcy Filing Databases Plus HowTo Use Their Interface

By Jamie Wild

The most important and used bankruptcy database is the Pacer database used by the federal courts, this database is accessible online for a fee and is particularly of importance to attorneys throughout America who need to file their clients bankruptcy cases online.

You see quite often when courts find themselves overrun with a lot of bankruptcy filings to process they will allow attorneys dealing with their clients bankruptcies to make use of online means in order to complete their clients bankruptcy filing.

However, this bankruptcy database is not accessible directly to debtors who must thus engage an attorney if they want to find information through this means.

There are however, many companies that have their own bankruptcy databases which help consumers who need to file for bankruptcy and who need to use such bankruptcy databases to find information related to business etc.

Search According To Different Parameters

When using bankruptcy databases you will find that you have a number of search options available to you, the first will probably be by location including state, city and zip code.

In addition, you may want to locate information according to date such as filing dates, discharge date, dismissal date and even date of first meeting of which a 341 meeting is a good example.

It is also possible to search the bankruptcy database according to type such as chapter seven or chapter eleven dismissal or even a combination that you may opt for, and the bankruptcy database is also able to furnish information regarding individuals as well as businesses

Just for those who are unclear on this, Chapter 11 is only businesses and you will find that chapter 7 is mostly for businesses too where as chapter- on the other hand is only really for individuals.

Some of the more complete bankruptcy databases will also include details such as the amount relating to assets and liabilities for each case.

It might surprise you to know but these bankruptcy databases can often show you actual physical addresses as well and give you the options to be able to filter out house addresses, PO boxes etc, etc.

Whether it be the Pacer bankruptcy database or one of the many others around, there is a lot of information to be research should you need to make use of their services. - 23210

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